February, 26 2017

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Voya Life Insurance Review 2016

Voya Life Insurance Review 2016

Author
  • Price
  • Underwriting
  • Financial Strength

Voya Life Insurance Review 2016

Pros:  Voya Financial and it’s domestic life insurance company ReliaStar Life Insurance Company is one of the largest life insurance companies in America and top writer of term life in 2016.  Voya (ReliaStar Life Insurance Company) is one of the only insurance companies in the country that do not count family history of cancer into your rating. Voya is also favorable on blood pressure guidelines allowing 135/90 for their best rate class whereas most companies are over 85 for the bottom number. Seniors over age 61 can take be on a blood pressure medication and qualify for the best rate class.  Voya also allows a total cholesterol of 300 and hdl ratio of 5.0 or less which is one of the best in the country, seniors over 61 a total of 300 and and hdl ratio of 6.0 or less for males.  Voya (ReliaStar Life Insurance Company) will often have the lowest prices on $200,000 term life insurance policy in 2016. ReliaStar Life Insurance Company has a long and trusted history as they in businesses since 1885 and Voya Financial is one of the largest financial services companies in America and the world.

Cons: Voya doesn’t off a 25 & 30-year term life policy. 

Bottom Line:  Voya Financial Life Insurance Company underwritten by ReliaStar Life Insurance Company is a top term life insurance company in America with an “A” (Excellent) rating by A. M. Best.  Voya Financial is a spin off from ING Group.  Voya’s domestic life insurance company ReliaStar has been in business since 1885 and is one of the best life insurance companies 2016.  With their favorable underwriting for a family history of cancer, favorabel high blood pressure and cholesterol underwriting and their niche of $200,000 term life insurance policy amount, Voya is a company that you must look at when shopping for life insurance in 2016.

About

Type: Public

Underwriter: ReliaStar Life Insurance Company

Founded: 1885 (ReliaStar Life Insurance Company)

Website: voya.com

Phone: (877) 886-5050

Address: 20 Washington Ave S, Minneapolis, MN 55401

A.M Best Rating 2016: A (Excellent) Third highest of 16 possible ratings

Comdex Ranking: 77 out of 100

BBB Rating: A+

Competitors: American General Life, Banner Life, Primerica, Genworth Life, Pacific Life Insurance, North American Co, Lincoln National Life, Transamerica, Prudential, Midland, Cincinnati Life, TIAA-CREF, Guardian, OneAmerica, Minnesota Life, RiverSource, Allianz Life Insurance Company, Thrivent Financial for Lutherans, AAA, Erie, Sagicor, Amica, ANICO, Assurity, Colonial Penn, AARP, Globe Life, Ohio National Life Group, New York Life, Northwestern Mutual, MassMutual, Grange Life Insurance Company, Symetra Life Insurance Company, Mutual of Omaha, John Hancock, PennMutual, Principal, State Farm, Farmers, Allstate.

Voya Life Insurance (ReliaStar Life Insurance Company) Term Life Rates 2016 Price Comparison

Below are the monthly sample prices for a $200k 20 year term life insurance policy for a 40 year old man at the best health class:

 

Voya-ReliaStar Life Insurance: $19.69

Banner Life Insurance Company: $19.77

Savings Bank Life Insurance-SBLI: $20.53

AAA Life Insurance Company: $21.12

AIG Life Insurance: $21.97

Mutual of Omaha: $23.32

Farmers Life Insurance: $26.35

New York Life Insurance Company: $27.00

MassMutual Life Insurance: $27.58

 

 

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What was your experience with ReliaStar Life Insurance (Voya)?  Tell others if you would recommend them to your friends and family in 2016.  Please leave a comment and rating below.