March, 25 2017


Life insurance reviews, news and prices from the top companies

TIAA-CREF Life Insurance Review 2016

TIAA-CREF Life Insurance Review 2016

  • Price
  • Underwriting
  • Financial Strength

TIAA-CREF Life Insurance Review 2016

Pros: Financial Rating– TIAA-CREF Life Insurance Company received the highest financial rating in 2016 from A.M. Best, A++ Superior which only a select few life insurance companies have obtained in America.  Size and stability– TIAA-CREF is a fortune 100 organization that serves over 3.7 million people and has $487 billion under management.  Familiarity and convenience– While TIAA-CREF is available to everyone they do cater to employees of schools, educations, and non-profits organizations.  Many of these employees have other financial products with TIAA-CREF such as their 403 (b) plans and feel comfortable having everything in one place.

Cons: There aren’t too many cons with TIAA-CREF Life Insurance Company.

Bottom Line:  TIAA-CREF Life Insurance Company (TIAA-CREF Life) is a wholly owned subsidiary of Teachers Insurance and Annuity Association of America is a top tier life insurance company in 2016.  Their financial rating which equates to financial strength and ability to pay out future claims is A++ Superior.  Their prices are competitive in certain areas but higher in others.  As with all the life insurance companies we review, we recommend receiving a quote from TIAA-CREF Life but also from the other highly rated life insurance companies as well to ensure you are receiving the best policy.


Type: Not-for-profit

Issued by: TIAA-CREF Life Insurance Company

Founded: 1918


Phone: (800) 842-2252

Address: 730 Third Avenue, New York, NY 10017

A.M Best Rating 2016: A++ (Superior) Highest of 16 possible ratings

Comdex Ranking: 99 out of 100

BBB Rating: A+

Competitors: New York Life, Northwestern Mutual, Mass Mutual, Mutual of Omaha, John Hancock, PennMutual, Principal, State Farm, Allstate, Ohio National Life, American General Life, Banner Life, Protective Life, Primerica, State Farm, USAA, Genworth Life, Pacific Life Insurance, North American Co, Lincoln National Life, ING-ReliaStar, Transamerica, Prudential


TIAA-CREF Term Life Insurance Rates 2016 Comparison

Sample monthly rates for a 500,000, 20 year term life policy for a 40 year old male at the best health class:


United of Omaha (Mutual of Omaha): $33.47

American General (AIG): $33.65

MetLife Life Insurance: $36.81

TIAA-CREF Life Insurance: $38.15

AXA Equitable Life Insurance: $41.06

Prudential Life Insurance: $43.65

Primerica Life Insurance: $47.98


TIAA-CREF Life may not have the absolute lowest term life insurance prices in the entire country but they are very competitive.  When you factor their financial rating, TIAA-CREF Life is the lowest priced A++ rated company in the country in 2016.