February, 26 2017

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Sagicor Life Insurance Company Review 2016

Sagicor Life Insurance Company Review 2016

Author
  • Price
  • Underwriting
  • Financial Strength

Sagicor Life Insurance Company Review 2016

Pros: Sagicor will typically have the some of the best no medical exam life insurance (simplified issue) rates in the country for a healthy person in 2016.  Also, their no medical exam rates for a smoker are typically the lowest as well.  Sagicor offers term life, no-lapse universal life and a whole life policy all with the option of bypassing the medical exam for a brief telephone interview.  Their no medical exam underwriting is fair, especially compared to the other insurers offering no exam coverage.

Cons: Sagicor is not a well-known life insurance company here in America as they are in the rest of the world.

Bottom Line:  If you are looking no physical life insurance then Sagicor is a company you should defiantly receive a quote from.  Their policy has great benefits including; a level death benefit to age 95, conversion option to permanent insurance and a terminal condition or nursing home confinement rider for their term policies.  While they may not be a household name Sagicor will defiantly have some one of the best no medical exam life insurance prices on the market.

 

About

Type: Public

Issued by: Sagicor Life Insurance Company

Founded: 1840

Website: sagicorlifeusa.com

Phone: (888) 724-4267

Address: 4343 N Scottsdale Road Ste. 300 Scottsdale, Arizona 85251

A.M Best Rating 2016: A- (Excellent) Fourth highest of 16 possible ratings

Comdex Ranking: NA

BBB Rating: A+

Competitors: New York Life, Northwestern Mutual, Mass Mutual, John Hancock, Principal, State Farm, Allstate, Ohio National Life, AIG, Banner Life, Protective Life, Primerica, State Farm, USAA, Genworth Life, Pacific Life Insurance, North American Co, Lincoln National Life, ING-ReliaStar, Transamerica, Prudential, Assurity, ANICO, Fidelity Life, Americo

 

Sagicor No Exam Life Insurance Rates 2016 vs The Competition

Sample monthly rates for a 250,000 no exam policy, 20 year term for a 40 year old male- very healthy (Preferred Rate) 2016 rates:

Sagicor: $38.45

ANICO: $44.71

Assurity: $58.29

Phoenix: $59.29

 

Sample monthly rates for a 250,000 no exam policy, 20 year term for a 40 year old male- healthy (Standard Rate) 2016 rates:

ANICO: $44.71

Sagicor: $53.96

Phoenix: $59.29

Assurity: $118.97

 

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