January, 22 2018


Life insurance reviews, news and prices from the top companies

Lincoln National Life Insurance Company Review Review 2017

Lincoln National Life Insurance Company Review Review 2017

  • Price
  • Underwriting
  • Financial Strength

Lincoln National Life Insurance Company Review Review 2017

 Pros:  Financial strength–  Lincoln National Life Insurance Company (Lincoln Financial Group) has an A+ (Superior) financial rating by A.M. Best (second highest of 16 possible ratings).  Stability– Lincoln Life was established in 1905, demonstrating durability as an insurer having been around for more than 100 years.  Top Insurer– Lincoln Financial is the fourth largest life and health insurer in the country. Smokeless Tobacco Niche– Lincoln is one of a select few companies that offer non-tobacco rates for users of smokeless tobacco such as cigars, chew, dip and marijuana. Height and Weight– Lincoln National Life has favorable underwriting on their build charts for height and weight. No Medical Exam– Lincoln has one of the best no exam life insurance policies on the market in 2017.

Cons: There isn’t not too many cons with Lincoln National Life.

Bottom Line:  Lincoln National Life Insurance Company is a highly rated life insurer that has been around since the early 1900’s.  They are of one of the top insurers in the nation as far as market share.  Their life insurance rates on term and universal life are often some of the lowest in the country.  Also, their no medical exam life insurance product is extremely competitive on pricing.  On top of all this, Lincoln has an A+ (Superior) financial rating from A.M. Best marking it one of the premier life insurance companies in America in 2017. Lincoln Financial is also well-known locally and nationally for their sponsorship of Lincoln Financial Field which is the home stadium of the National Football League’s Philadelphia Eagles and the Temple Owls football team of Temple University.



Type: Public-NYSE Traded as LNC

Issued by: Lincoln National Life Insurance Company

Founded: 1905

Website: www.lfg.comlincoln financial life insu

Phone: (800) 487-1485

Mon-Fri 8:00 a.m.-6:00 p.m

Address: 1300 S Clinton Street, Fort Wayne, IN 46802

A.M Best Rating: A+ (Superior) Second highest of 16 possible ratings

Comdex Ranking: 90 out of 100

BBB Rating: A+

Competitors: New York Life, Northwestern Mutual, Mass Mutual, John Hancock, Principal, State Farm, Allstate, Ohio National Life, SBLI, Banner Life, Protective Life, Primerica, State Farm, USAA, Pacific Life Insurance, North American Co, AIG, ING-ReliaStar, Transamerica, Prudential.


Price Comparison Chart

Sample monthly prices for a 40-year old male for each company’s best health class:

AmountLincoln National Life (A + Superior)Protective Life (A+ Superior)Mutual of Omaha (A+ Superior)Prudential (A+ Superior


Term Life Insurance Rates for $500,000 20 Year Term 40 Year Old Male


Protective Life- $336.20 annual

Lincoln National- $346.00 annual

John Hancock- $358.00 annual

Banner Life- $379.00 annual

Primerica- $475.00 annual

Pruco- $480.00 annual

Transamerica- $520.00 annual



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