February, 25 2018


Life insurance reviews, news and prices from the top companies

Ameritas Life Insurance Review

Ameritas Life Insurance Review

  • Price
  • Underwriting
  • Financial Strength

Ameritas Life Insurance Review

Pros: Variety of Products– Ameritas offers a wide range of products and services including: life insurance (term, universal, variable universal and whole), annuities, individual disability income insurance, group dental, vision and hearing care insurance, retirement plans, investments, mutual funds, asset management and public finance.  Tradition– Ameritas Life Insurance Company was established in 1887 as Old Line Bankers Life Insurance Company.  BBB Rating– Ameritas Life Insurance Corp was accredited by the Better Business Bureau in 1948 and has an A+ rating.

Cons: There aren’t too many cons this company.  One this we found is that their term rates are typically not the cheapest available.

Bottom Line:  Ameritas Life Insurance Corp (a member of the UNIFI Mutual Holding Company) and its sister companies; First Ameritas Life Insurance Corp of New York, Acaia Life Insurance Company, and the Union Centeral Life Insruacne Company are solid insurance companies.  With a wide range of financial products for almost any need, Ameritas is a company you should check out.  As with all the companies we review, we recommend receiving a quote from Ameritas but from the other top insurance companies as well and choose the best one for you.


Type: Mutual Holding Company

Issued by: Ameritas Life Insurance Corp

Founded: 1887

Website: ameritas.com

Phone: (800) 745-1112

Address: 5900 O Street, Lincoln, NE 68510

A.M Best Rating: A (Excellent) Third highest of 16 possible ratings

Comdex Ranking: 83 out of 100

BBB Rating: A+

Competitors: Ohio National Life, New York Life, Northwestern Mutual, MassMutual, Grange Life Insurance Company, Symetra Life Insurance Company, Mutual of Omaha, John Hancock, PennMutual, Principal, State Farm, Farmers, Allstate, American General Life, Banner Life, Protective Life, Primerica, Genworth Life, Pacific Life Insurance, North American Co, Lincoln National Life, ING-ReliaStar, Transamerica, Prudential, Midland, Cincinnati Life, ANICO, TIAA-CREF, Guardian, OneAmerica, Sagicor, Amica, Minnesota Life, RiverSource, Allianz Life Insurance Company, Thrivent Financial for Lutherans, AAA, Erie.

Price Comparison Chart

Sample rates for a male in each company’s best health class for $2500,000-20 year term.

AgeAmeritasAmerican GeneralProtectiveMetLife


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Ameritas Life Insurance
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